Equipment Bridging Finance
In the dynamic landscape of modern businesses, the need for timely equipment upgrades, updates, or replacements is inevitable. Emergencies, breakdowns, accelerated growth, or increased demand can arise unexpectedly, demanding immediate action. At such critical junctures, the availability of dedicated equipment finance can be the key to your business's success. This strategic financial solution ensures that you can address urgent equipment needs without tapping into your working capital, which is essential for covering day-to-day expenses.
Rapid, Reliable, and Responsive Equipment Finance
As an equipment bridging finance business, our commitment extends beyond mere transactions; we actively engage with our clients' businesses, gaining a profound understanding of their equipment finance requirements.
Our service goes the extra mile, delivering solutions that are distinctly rapid, reliable, and responsive to the unique needs of your business.
Understanding Equipment Finance
Equipment finance provides businesses with the flexibility to acquire assets, whether through outright purchase or financing arrangements. The essence of asset finance lies in using the equipment itself as collateral for the loan. The various types of equipment finance, also known as asset finance, revolve around how ownership transfers, if at all.
It ranges from ownership by the funder with a 'rent' or 'lease' option over a term to potential ownership by the business at the end of the agreement.
- Instalment Sale: This conventional loan structure involves monthly payments comprising a principal and interest rate amount. After the agreed repayment term, ownership of the equipment transfers to the business.
- Lease to Own: This structure includes an option to buy and a residual or balloon payment at the lease period's end. Lease-to-own arrangements often come with tax incentives.
- Rental: An equipment rental agreement is typically a fixed period during which the business has access to the equipment, eliminating concerns about maintenance or complex accounting for the asset.
- Equipment Refinance: Leveraging assets for business operations, equipment refinance offers quick access to cash, covering paid-for assets like aircraft, construction equipment, mining gear, medical devices, agricultural machinery, and more.
At TWH Equipment bridging Finance, we cater to a spectrum of movable assets, including construction equipment, mining machinery, backup power supplies, manufacturing equipment, medical devices, and telecommunications equipment.
TWH Consulting invites you to apply for bridging finance by clicking here.
We service the whole of South Africa from our head office in Cape Town and branches across South Africa.
CAPE TOWN
PRETORIA
BLOEMFONTEIN
JOHANNESBURG
EAST LONDON
DURBAN
Port Elizabeth
Gqeberha
KEMPTON PARK
POLOKWANE
NELSPRUIT
GEORGE
RUSTENBURG
GERMISTON
VEREENIGING
BELLVILLE
KIMBERLEY
KLERKSDORP
VANDERBIJLPARK
PAARL
SOMERSET WEST
LOUIS TRICHARDT
Pietermaritzburg
Centurion